APIpay LLC is a Florida-based payment technology company building a lightweight alternative to card terminals for small and mid-size merchants. Our platform replaces bulky point-of-sale hardware with QR-code and ACH-based payments that work at the counter, over a delivery window, or from a sticker on a shop window.
We built APIpay because traditional processors charge merchants 3-4% on every transaction plus monthly hardware, statement, and PCI fees — eating the margin of the exact businesses who can least afford it. APIpay charges 1% per successful transaction, no monthly fees, no terminal rental.
| Legal name | APIpay LLC |
| Entity type | Limited Liability Company |
| State of formation | Florida, United States |
| Principal office | 797 SE 18th St, Homestead, FL 33034 |
| Phone | +1 (786) 280-4399 |
| Website | apipay.cash |
| Contact | info@apipay.cash |
| Industry | Financial Services — Payment Processing |
APIpay facilitates QR-code and ACH payments between merchants and their customers. Merchants onboard through a streamlined KYC flow, receive a merchant dashboard with customer management, virtual storefronts, and activity reporting, and settle funds directly into their business bank account via our partner financial institutions.
Independent retailers, food trucks, restaurants, service businesses, and e-commerce merchants who want a faster, cheaper, and more transparent payment experience than legacy terminal processors offer.
APIpay LLC operates in accordance with U.S. federal and state money-transmission regulations, the Bank Secrecy Act, and applicable anti-money-laundering requirements. All merchants are subject to KYC/KYB verification prior to activation. Settlement is performed through partner financial institutions.